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GAP (Guaranteed Asset Protection)

Most cars depreciate by thousands of dollars as soon as they are purchased. Unfortunately, if your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared a total loss, you are still liable to pay the difference, or the “gap” between your insurer’s settlement and the loan balance.

Our GAP coverage is offered through a highly reputable insurer at half the cost you will pay at a dealership. You can sign up for GAP when you apply for your vehicle loan at Sussex County FCU. If you already have a vehicle loan with us and want GAP coverage, call a Member Service Representative at one of our branches.

Costs for coverage follow:

Motor Vehicle with GAP+ $275
Powersport with GAP+ $310
RV with GAP+ $500
Watercraft with GAP+ $320

Cost may change. Please call for current cost.  Coverage is only available on loans with Sussex County Federal Credit Union.

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