Sussex County FCU
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ENCORE SOLUTIONS
Your Opportunity Awaits!

Sussex County FCU provides the stepping stones to help reestablish a solid financial history. Whether you’re looking to establish credit or rebuild your credit history, the following Encore Solutions can help.

Encore Checking provides an affordable, hassle-free alternative to money orders and pre-paid cards.

Sussex County FCU offers many great checking account features including:

Monthly Fee

$10/$15

$10 with Direct Deposit; $15 without Direct Deposit

Minimum Balance

$0

No minimum balance is required to maintain your account.

Audio Response

Free

 

Online Banking

Free

 

Bill Pay

Free

If you have a minimum of 10 debit card point of sale transactions posted per month. Otherwise a $5 monthly fee will apply.

VISA Debit Card

Free

Can be used anywhere where VISA is accepted, including ATMs.

Direct Deposit/
Payroll Deduction


Free

Avoid fees and check holds and go for convenience. Direct deposit your net pay, a portion of your pay, your pension or social security benefits, etc.

Overdraft from Shares


$3

If you accidentally overdraw your checking account, we’ll automatically transfer any available funds from your Share Savings Account .

Enrollment Fee

$15

Non-refundable

Lobby/Drive-Thru Transaction Fee

$2

 

Cleared check

$1

 

Opening Deposit

$5

 

ENCORE SOLUTIONS provide an alternative to help break the payday loan cycle.
With convenient repayment options and online and mobile account access‚ it’s never been easier to successfully manage your finances and build credit.
  Encore Advance Encore Loan
Credit Limit Up to $500 $200 - $1‚000
Annual Percentage Rate N/A 28%
Terms Next Payday 1-6 months
Non-Refundable Fee $30 $20
No Credit Score Requirements X X

Only one loan or one advance at a time; For the Encore Advance‚ the Maximum advance is the lesser of the expected paycheck or $500. The Encore Loan amount is based on borrower(s) income and expenses. Annual Percentage Rate is subject to change.

 

 
     
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