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FIRST FAMILY
Financial Makeover Refinancing Calculator Matrix

Explore your refinancing options with the Sussex County FCU refinancing calculator listed below. Determine which options will help you save hundreds or even thousands over the life of the loan.

To process your financial makeover analysis, you will need the most recent copies of the following documents:
  • Mortgage statement
  • Auto Loan documents or coupon book
  • Credit Card Statement(s)
  • Personal Loan statement or coupon book
  • Home Equity Loan statement or coupon book
STEP 1: REVIEW DISCLOSURES

Terms and Conditions

The accuracy of this online tool and its applicability to your circumstances is not guaranteed. You should contact a Sussex County Federal Credit Union representative to verify terms and conditions.

By using the Sussex County FCU website and loan calculator, you agree to the following terms and conditions and recognize the Information and interactive loan calculator is made available as a self-help tool for your independent use and does not guarantee that SCFCU will provide a loan.Use of the Sussex County Federal Credit Union loan calculator is covered by the following terms and conditions:

1. The Sussex County FCU loan calculator will be used entirely at your own risk and is your sole responsibility to evaluate the accuracy, completeness and usefulness of all Information. Visitors of this web site should seek professional financial assistance from a Sussex County FCU representativeto verify terms and conditions of deposit and loan accounts.

2. All Information provided in the loan calculator is based on the lowest rate available for qualified members. The actual rate and payment may be higher based on credit worthiness. (1) The annual percentage rate is effective 10/25/11 and subject to change without notice. Rates for Vehicle, Boat/RV and Signature loans includes .25% relationship pricing discount for qualified members. Actual rate may be higher based on credit worthiness. (2) Adjustable Rate Mortgage rates include interest and no other costs. Actual APR will be disclosed in loan documents; Third party fee of $384 must be paid up front to cover third party fees (appraisal, credit report and flood certification). Note: the SCFCU index changes monthly. Quoted index is valid for applications approved thru month end. (3) Membership eligibility required. (4) The annual percentage rate is effective 4/01/2012 and the dividend rate and annual percentage yield may change at any time as determined by the Credit Union’s Board of Directors. (5) For a copy of current rates visit: https://www.sussexcfcu.com/rates.html. Additional terms, conditions and/or applicable fees can be found at https://www.sussexcfcu.com/disclosures/Truth_in_Savings.pdf.

3. Sussex County FCU shall not be liable under any circumstances for quoted information that may result in unforeseeable mistakes, omissions, interruptions, errors or miscalculations resulting from system errors. References to any specific rates, terms and payments do not constitute an offer for a loan.

4. The Sussex County FCU loan calculator is provided to you solely for your own informational purposes. You may not resell, republish (including internet posting, electronic mailing, faxing, archiving in a public database, redistributing via a computer network, or in a printed form to third parties), reproduce, retransmit, disseminate, sell, broadcast, commercially exploit, or circulate the SCFCU loan calculator Information without the express written consent of Sussex County FCU. Nor may you use the information for any unlawful purpose.

5. Sussex County FCU is the sole and exclusive owners of all right, title and interest, including trademarks, copyrights, patents, trade names, trade secrets and other intellectual property rights, in the SCFCU loan calculator.

6. Sussex County FCU may deny you access to all or part of this service without notice if you engage in any conduct or activities that Sussex County FCU believes in its discretion violates applicable law or any terms of this web site.

7. You agree to indemnify, defend, and hold harmless Sussex County FCU, its subsidiaries, affiliates, and their respective officers, directors, members, representatives, employees and assigns for, from and against any and all liabilities, costs and expenses (including reasonable attorneys' fees), related to any violation of the terms and conditions by you or authorized users of your account.

8. Sussex County FCU reserves the right in its sole discretion to change, modify, add or remove these terms and conditions in whole or in part and at any time.


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STEP 2: IDENTIFY YOUR CURRENT FINANCIAL OBLIGATIONS
1 a. DO YOU HAVE A MORTGAGE?  
2 a. DO YOU HAVE AN AUTO LOAN?  
3 a. DO YOU HAVE A CREDIT CARD?  
4 a. DO YOU HAVE A PERSONAL LOAN?  
5 a. DO YOU HAVE A HOME EQUITY LOAN?  


STEP 3: CALCULATE RESULTS


 
     
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